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Pavithra Krishnamurthy

Senior Software Engineer specializing in AI platforms and FinTech

CitibankPurdue UniversityUSA8 Years ExperienceSenior LevelWorks On-Site

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About

Built and shipped customer-facing AI systems in banking, including an AI fraud support workflow and virtual assistant at Citi/Citibank that handled over 1 million conversations per month. Combines full-stack engineering, LLM/RAG architecture, and strong compliance-minded design with PII masking, audit logging, confidence thresholds, and human escalation for regulated environments.

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Key Strengths

  • End-to-end ownership of AI-powered fraud alert workflows
  • Full-stack development across React/Angular frontend and Node.js/Spring Boot backend
  • Strong TypeScript API and interface design for multi-team integrations
  • Production deployment of customer-facing AI assistants in banking
  • LLM integration with Azure OpenAI for intent understanding and contextual responses
  • Banking compliance focus with PII masking, audit logging, and human escalation paths
  • RAG architecture for enterprise document search and question answering
  • Production AI monitoring using accuracy, escalation rate, latency, and user feedback
  • Iterative prompt and retrieval tuning based on conversation log analysis
  • Pragmatic AI automation boundary-setting for high-risk vs low-risk workflows
  • Cross-functional alignment with product, operations, and compliance teams in ambiguous environments
  • Scaled AI assistant handling over 1 million conversations per month
  • Real-time fraud notifications delivered in under 2 seconds
  • Improved first contact resolution and reduced average handling time
  • Owned AI-powered full-stack customer support and fraud platform in production at Citibank
  • Built across frontend, backend, and infrastructure on the same product
  • Strong enterprise AI orchestration and human-escalation workflow design
  • Real-time distributed systems architecture using Kafka event streaming
  • Scaled production platform to 1M+ monthly customer interactions
  • Reduced average handling time by about 38%
  • Improved first contact resolution and reduced manual workload
  • Designed intuitive dashboards for non-technical operations and fraud users
  • Balanced AI response quality against latency with hybrid rules plus LLM approach
  • Improved maintainability by moving frontend complexity into orchestration APIs
  • Strong observability mindset with Prometheus, Grafana, logging, and alerting
  • Experience shipping in ambiguous zero-to-one enterprise environments
  • Cross-functional collaboration with product, operations, compliance, and business stakeholders
  • Performance optimization with Redis caching and PostgreSQL query tuning

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Experience

Senior Software Engineer – AI Agent PlatformsCitibank · May 2024 – Mar 2025
Software Engineer – AI & Distributed SystemsFidelity Investments · Jun 2022 – May 2024
Software Engineer – Payments & Fraud SystemsRazorpay · Jul 2019 – May 2022
Associate Software EngineerPhonePe · Aug 2017 – Jun 2019

Education

Purdue Universitymaster, Artificial Intelligence and Machine Learning (2026)
Visvesvaraya Technological Universitymaster, Digital Electronics and Communication Systems (2017)

Languages

English

Certifications

Google Cloud Certified – Professional Machine Learning EngineerMicrosoft Certified – Azure AI Engineer AssociateCertified Kubernetes Administrator (CKA)

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Typically responds within 24 hours

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Pavithra KrishnamurthySenior Software Engineer specializing in AI platforms and FinTech