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Sason Torosean

Principal Data Scientist specializing in financial risk, forecasting, and applied ML

San Francisco, CAPrincipal Data Scientist14 years experiencePrincipalFinancial ServicesRisk ManagementFinTech
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About

ML/NLP practitioner and technical founder who built an AUP risk-scoring model at Bill.com using TF-IDF + SVD features with XGBoost, and previously created automated data-quality guardrails for a Global Equity Risk stacked ML model at Thomson Reuters. Recently built a RAG-based chatbot for PaymentJock’s Home Affordability Probability product using embeddings and a local vector database (FAISS/Chroma), improving answer quality through chunking rather than expensive fine-tuning.

Experience

Principal Data ScientistWindfall
Technical FounderPaymentJock
Data Science ManagerNavan
Staff Data ScientistBill
Vice President; Sr. Quantitative AnalystBank of America
Sr. Quantitative AnalystThomson Reuters
Research Associate IISRI International
Graduate Student ResearcherThayer School of Engineering

Education

Dartmouth Collegemaster, Physics/Biomedical Optics
University of California, Berkeleybachelor, Physics

Key Strengths

  • Applied NLP feature engineering (TF-IDF n-grams + SVD) to improve risk scoring with XGBoost
  • Built robust cross-validation pipelines to tune NLP feature parameters (n-grams, SVD components)
  • Designed and implemented automated data quality/QA test suites to prevent dirty data from impacting model training
  • Cross-functional collaboration with Quant, Product, and QA to maintain reliable ML pipelines
  • Built and evaluated a RAG chatbot using embeddings + local vector DB; improved coherence via chunking instead of costly fine-tuning
  • Production-minded Python workflow design using reusable OOP components, parallelization, Docker, and memory management
  • Strong stakeholder alignment and communication to move prototypes into production; resolved prior delivery issues by improving communication

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Contact

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Languages

English

Skills

PythonSQLMATLABJavaScriptHTMLLabVIEWFlaskStreamlitAuthenticationPayment systemsReferral systemsMachine LearningDeep LearningMulti-layer Perceptron (MLP)Large Language Models (LLMs)