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Mahi Sethuraman

Executive Technology Leader (VP/CTO) specializing in AI/ML, digital transformation, and FinTech

Credit AcceptanceUniversity of Illinois ChicagoDetroit, MI20 Years ExperienceExecutive Level

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About

Product-focused operator with ~20 years experience helping both large companies and newer market entrants launch successful products, with a strong emphasis on disciplined product-market fit in emerging markets. Has personal investing exposure as an LP in two private funds and is researching seed-stage angel investing, and is motivated to found a consumer/software venture built with lean execution and clear defensibility.

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Key Strengths

  • 20 years launching products across large enterprises and newer market entrants
  • Strong product-market fit discipline and evaluation in emerging markets
  • Structured opportunity assessment (niche segmentation, competition, innovation pace, defensibility)
  • Investment exposure as an LP in two private funds; researching seed-stage angel investing
  • Lean, milestone-driven approach to building and scaling products/teams

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Experience

Vice President, Consumer EngineeringCredit Acceptance · Feb 2025 – Present
Vice President of Engineering, Merchant EngineeringAffirm · Nov 2021 – Aug 2024
Head of Omnichannel TechnologyAlly · Jan 2021 – Nov 2021
Vice President of Technology – Finance Data Engineering GroupAmerican Express · Apr 2018 – Jan 2021
Engineering Director – Merchant Interactive (Global Merchants Services Tech Group)American Express · Jan 2014 – Apr 2018
Lead Technical ArchitectAmerican Express · Jan 2006 – Jan 2013

Education

University of Illinois Chicagomaster, Computer Engineering (2004)
University of Madrasbachelor, Electrical & Electronics Engineering (2000)

Awards

  • 2016 Chairman’s Award - American Express
  • Platinum Genius Medal (patent filing) - American Express
  • Global Growth Hackathon Award - American Express

Languages

English

Certifications

Cornell University - Financial Management Certificate

Publications

2 publications

Trust and risk in the Generative AI eraDigital transformation

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Mahi SethuramanExecutive Technology Leader (VP/CTO) specializing in AI/ML, digital transformation, and FinTech