Executive Technology Leader (CTO) specializing in AI/ML, cloud platforms, and insurance underwriting
RemoteConsulting & Freelance Projects28 years experienceExecutiveInsuranceFinancial ServicesInsurTech
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About
Insurtech R&D leader turned CTO with 25+ years across telecom, DoD, automotive, and commercial insurance. Built patented AI-driven insurance document ingestion (>95% accuracy with 1–3 samples) and led Azure-based backend/service development while managing up to 15 engineers at a commercial P&C MGA that reached a ~$60M book of business (~30 loss ratio) before run-off due to paper issues. Known for hands-on discovery (including field inspections) and rapid MVP delivery, including a risk-inspection iPad app that auto-generated draft reports.
Experience
Chief Technology OfficerJoyn Insurance
R&D LeadBlackboard Insurance (AIG Subsidiary)
Senior Director, Data Scientist (Interim Head of R&D)AIG
Senior Research ScientistApplied Communication Sciences / Applied Research, Telcordia
Graduate Research Assistant & Teaching RolesUniversity of Maryland Baltimore County
Software EngineerTata-Unisys Ltd.
Education
University of Maryland Baltimore Countydoctorate, Applied Mathematics
Indian Statistical Institute, Kolkatamaster, Statistics
St. Xavier’s College, Calcutta Universitybachelor, Mathematics
Key Strengths
Built automated insurance-document ingestion system achieving >95% accuracy with only 1–3 samples; resulted in a working service and patents
Scaled from R&D Head to CTO at an insurtech MGA; led and mentored up to 15 engineers
Designed and built Azure-deployed backend services using AI/ML techniques
Strong product discovery and MVP execution: partnered with business stakeholders to prioritize features and ship incrementally
Identified operational bottlenecks via field observation and delivered an iPad inspection app that captured data and auto-generated draft Word reports
Cross-industry problem solving across telecommunications, DoD, automotive, and commercial insurance with numerous products/papers/patents
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