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Dinesh Mishra

Executive AI Product Leader specializing in FinTech and agentic AI platforms

PayzoMoney.aiVellore Institute of TechnologySan Francisco, CA19 Years ExperienceExecutive Level

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About

Fintech/neobank CTO (5+ years across US and UK markets) now building Payzo Money, a fintech copilot for SMBs covering expenses, accounting, invoicing, and payroll. Pre-revenue and seeking a $5M seed round, with active Bay Area conversations and a clear focus on bank sponsorship plus compliance/operations readiness; leverages Claude-based AI agents to accelerate building with limited resources.

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Key Strengths

  • CTO experience (5+ years) at a fintech neobank competing with Chime/Revolut
  • Built fintech applications for both US and UK markets
  • Identified banking returns gap and executed high-yield savings + ETF investing solution
  • Strong understanding of bank sponsorship, compliance, and operational cost requirements
  • Serial entrepreneur with multiple startups over 15 years

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Experience

Product Manager, AI ArchitectPayzoMoney.ai · Aug 2025 – Present
Chief Product OfficerMarygold & Co · Mar 2021 – Jul 2025
Head of TechnologyMeta · Feb 2020 – Mar 2021
Solutions ArchitectFirst Republic Bank · Jan 2019 – Jan 2020
Solutions Architect, Data Science and EngineeringFanatics · Jun 2018 – Dec 2018
AI Product Manager, Agentic AI EngineeringOval.ai · Mar 2017 – May 2018part-time
Director of Product , Head of Data Science and EngineeringQuixey · Jul 2013 – Feb 2017
Sr. Data ArchitectMobclix · Dec 2011 – Jun 2013
Data Architect , Data EngineereBay, Paypal · Jun 2005 – Nov 2011

Education

Vellore Institute of Technologybachelor, Computer Science & Engineering

Awards

  • Patent: Techniques for Updating a Search System (US 62/241,461)

Languages

English

Publications

1 publication

Search systems

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Dinesh MishraExecutive AI Product Leader specializing in FinTech and agentic AI platforms