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Dinesh Mishra
Executive AI Product Leader specializing in FinTech and agentic AI platforms
San Francisco, CAProduct Manager, AI Architect19 years experienceExecutiveFinTechFinancial ServicesTechnology
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About
Fintech/neobank CTO (5+ years across US and UK markets) now building Payzo Money, a fintech copilot for SMBs covering expenses, accounting, invoicing, and payroll. Pre-revenue and seeking a $5M seed round, with active Bay Area conversations and a clear focus on bank sponsorship plus compliance/operations readiness; leverages Claude-based AI agents to accelerate building with limited resources.
Experience
Product Manager, AI ArchitectPayzoMoney.ai
Chief Product OfficerMarygold & Co
Head of TechnologyMeta
Solutions ArchitectFirst Republic Bank
Solutions Architect, Data Science and EngineeringFanatics
AI Product Manager, Agentic AI EngineeringOval.ai
Director of Product , Head of Data Science and EngineeringQuixey
Sr. Data ArchitectMobclix
Data Architect , Data EngineereBay, Paypal
Education
Vellore Institute of Technologybachelor, Computer Science & Engineering
Key Strengths
- CTO experience (5+ years) at a fintech neobank competing with Chime/Revolut
- Built fintech applications for both US and UK markets
- Identified banking returns gap and executed high-yield savings + ETF investing solution
- Strong understanding of bank sponsorship, compliance, and operational cost requirements
- Serial entrepreneur with multiple startups over 15 years
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